401k 2025 Limits Over 60. Adults under 50 may contribute up to $23,500 to a 401(k) in 2025. Here's what investors need to know.
Updated contribution rules will take effect in 2025, allowing workers aged 60 to 63 to save more than ever. The simple ira and simple 401(k) contribution limits will increase from $16,000 in 2024 to $16,500 in 2025.